1. Introduction
Welcome to Kyiper's API Platform. These Terms and Conditions govern your use of our services, including our API platform, dashboard, and related services (collectively, the "Services").
2. Definitions
- "Kyiper," "we," "us," and "our" refer to Kyiper Limited
- "You" and "your" refer to the individual or entity using our Services
- "API" refers to our Application Programming Interface
- "Platform" refers to our cloud-based lending platform
3. Service Description
Kyiper provides a regulated financial technology platform that enables businesses to offer lending solutions through secure APIs. Our Services include:
- API access for lending operations
- Dashboard for managing lending activities
- Technical support and documentation
- Compliance and regulatory reporting tools
4. Account Registration and Security
To use our Services, you must:
- Register for an account and provide accurate information
- Maintain the security of your account credentials
- Notify us immediately of any unauthorized access
- Comply with all applicable laws and regulations
5. API Usage and Restrictions
When using our API, you agree to:
- Use the API in accordance with our documentation
- Not exceed your allocated rate limits
- Not attempt to reverse engineer our Services
- Not use our Services for any illegal purposes
6. Fees and Payment
Our fee structure is as follows:
- API access fees as per your selected plan
- Transaction fees for processed loans
- Additional fees for premium features
All fees are exclusive of applicable taxes and are subject to change with notice.
7. Intellectual Property
All intellectual property rights in our Services remain our property. You may not:
- Copy or modify our software or documentation
- Use our trademarks without permission
- Remove any copyright notices
8. Limitation of Liability
To the maximum extent permitted by law:
- We provide our Services "as is" without warranties
- We are not liable for indirect or consequential damages
- Our liability is limited to the fees paid in the last 12 months
9. Termination
We may terminate or suspend your access to our Services:
- For violation of these Terms
- For non-payment of fees
- For any reason with 30 days' notice
10. Governing Law
These Terms are governed by Irish law. Any disputes shall be subject to the exclusive jurisdiction of the Irish courts.
11. Changes to Terms
We may modify these Terms at any time. We will notify you of significant changes via email or through our Platform.